CrediKo is an independent loan facilitation and comparison platform that helps users explore and compare loan options offered by banks, NBFCs and other eligible lending institutions. CrediKo is not a bank or NBFC and does not directly lend or disburse loans.

Loan applications submitted through CrediKo may be referred to or processed by relevant banks, NBFCs and other lending partners, subject to their eligibility criteria, internal policies, credit assessment and applicable regulatory requirements.

Loan approval is not guaranteed. The final decision regarding loan approval, loan amount, interest rate, tenure, fees, charges and disbursement rests solely with the respective lender.

Loan offers may vary based on factors including your income, credit profile, credit history, employment details, eligibility and the lender's applicable policies.

Users are advised to carefully review the Key Facts Statement (KFS), interest rate/APR, processing fees, charges, repayment schedule and other applicable terms provided by the respective lender before accepting any loan offer.

CrediKo does not guarantee any particular loan amount, interest rate, approval or disbursement.