Creditko is a loan comparison marketplace built to simplify how people in India find the right loan. We are not a lender — we do not disburse loans, set interest rates, or make credit decisions. Instead, we partner with 50+ banks and NBFCs to bring their loan offers onto a single platform, so you can compare interest rates, processing fees, tenure, and eligibility side by side before choosing where to apply.

When you select a lender on Creditko, we redirect you to that lender's official website using a tracked affiliate link. Any application, approval, or disbursal happens entirely on the lender's platform, under their terms and conditions. If you complete a loan through a lender you found via Creditko, that lender pays us a referral commission — this is how Creditko stays free for users.

Why We Built Creditko

Comparing loan offers used to mean visiting a dozen bank websites, filling the same form repeatedly, and still not knowing which offer was genuinely the best fit. Creditko fixes that with one form, instant comparison, and transparent details on every partner lender's card — including highlights, ratings, and exact eligibility criteria.

Our Commitment

• We only list licensed banks and NBFCs as partner lenders.
• We never charge users any fee to compare or apply.
• Your personal data is used only to match you with relevant lenders and is never sold to third parties.
• All lender terms (interest rate, fees, tenure) are provided by the lender and may change — always confirm final terms on the lender's website before proceeding.